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Current Prime Rate: 7.0%
As of November 2025 – Rate updated monthly. Your rate will move with the WSJ Prime rate.

Guides & How-Tos

Calculators

SBA Loan Calculator
Calculate Your Loan Amount

Calculate Your Loan Amount

Interest Rate: 12%

Loan Term: 10 years

Monthly Payment: $0.00
IDRAW Calculator

IDRAW Platinum — Early Payoff & Savings

Set your draw. You can always re-draw later.
0 of 12 (monthly)
Months elapsed (linear interest)
0.00 mo
Natural Max (12 mo total)
$112,000.00
Scheduled Payment (12x)
$9,333.33
Paid so far
$0.00
Payoff before next payment
$100,000.00
Early Payoff — pay today
$100,000.00
Your Savings vs letting it run
$12,000.00
Formula: NaturalMax = Draw × (1 + 0.01 × 12). Payment = NaturalMax ÷ N. MonthsElapsed = paymentsMade (monthly) or paymentsMade × (12/26). PayoffBeforeNext = Draw × (1 + 0.01 × MonthsElapsed). EarlyPay = PayoffBeforeNext − (Payment × paymentsMade). Savings = NaturalMax − (PaidSoFar + EarlyPay).
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